Need
health insurance and now it’s the last minute before the government imposed
deadline? Portland Community Health Center and The Opportunity Alliance are
co-sponsoring an opportunity for community members in the lakes region to make
an appointment or to walk in for assistance with navigating the Health
Insurance Marketplace. The event will take place at the Windham Public Library
on Monday, March 24, from 1:30 p.m. to 8 p.m. and is being organized by Libby
Cummings.
“This
is a last minute opportunity for folks to procure health insurance without an
insurance tax penalty for 2014,” said Richard Wurfel, a Windham resident and
volunteer for the organizations.
When
a resident has an appointment or drops in, it could take anywhere from 45
minutes to an hour and a half to select insurance from one of the two insurance
carriers, Anthem or Maine Health Care Options, said Wurfel. He recommends that
clients bring in their most recent tax forms or know the adjusted gross income
from the tax forms, which is written in bold lettering. Also know the social
security number and date of birth for all members of the family who are signing
up for health coverage and what those individuals may have as income. “Come
prepared to guesstimate or project what they believe their adjusted gross
income will be in the 2014 tax year,” said Wurfel.
“Most
people are not aware of the money value of the tax penalty. It’s a minimum of
$95 or one percent of the adjusted gross income for 2014. For a family with
$30,000 AGI, that makes the penalty $300,” Wurfel said.
Anyone
can obtain healthcare through www.healthcare.gov, but the process can be
daunting. This is the way to take care of it with help, he said.
“There’s
a lot of negative media trying to tank the whole affordable health care, but
for an individual making under $20,000 there are always subsidies that are
applied through the marketplace,” Wurfel said.
There
are usually three volunteers ready to assist at most events. This is determined
by the number of appointments that are scheduled, Wurfel said. “We prefer folks
to call and make appointments. It’s better for the whole situation,” he said.
In
February, 4.2 million people have signed up for their health insurance through
the marketplace. In Maine almost 26,000 people have signed up as of
February. “We are seeing a real spike,”
said Wurfel. “It’s up 40 percent after the President appeared on the Internet
show “Between Two Ferns.”
“The
intent of the ACA was to get more people insured so the cost for healthcare for
the uninsured decreases,” said Wurfel.
“We
are thrilled to be of assistance. We know it’s been a difficult and confusing
situation for the public and we’re happy to help,” said Wurfel. “We’re just
plodding along one sign-up at a time.”
For
more information visit www.enroll207.com or www.mainecahc.org (Consumers for
affordable healthcare) or for an appointment call 207-874-2141 ext. 5007.